.mca-reimb{--reimb-navy: var(--mca-navy-deep);--reimb-teal: var(--mca-teal);--reimb-teal-light: var(--mca-aqua);--reimb-bg: var(--mca-pearl);--reimb-border: var(--mca-border);--reimb-text: var(--mca-text-secondary);--reimb-radius: var(--mca-radius-card)}.mca-reimb__hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#04122a,#071a2f,#0a2540);padding-top:6rem;padding-bottom:4rem}.mca-reimb__hero-grid{position:absolute;top:0;right:0;bottom:0;left:0;background-image:linear-gradient(rgba(0,175,196,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(0,175,196,.04) 1px,transparent 1px);background-size:48px 48px;pointer-events:none}.mca-reimb__hero-blob{position:absolute;border-radius:50%;filter:blur(80px);opacity:.15;pointer-events:none}.mca-reimb__hero-inner{position:relative;max-width:56rem;margin:0 auto;padding:0 1.25rem;text-align:center}.mca-reimb__badge{display:inline-flex;align-items:center;gap:.5rem;padding:.5rem 1.25rem;border-radius:999px;border:1px solid rgba(0,175,196,.35);background:#00afc41a;color:#5de0e6;font-size:.8rem;font-weight:700;letter-spacing:.05em;margin-bottom:1.5rem}.mca-reimb__h1{font-size:clamp(2rem,4.5vw,3.5rem);font-weight:800;line-height:1.1;letter-spacing:-.03em;color:#fff;margin:0 0 1.25rem}.mca-reimb__subtitle{font-size:clamp(1rem,1.4vw,1.2rem);line-height:1.6;color:#ffffffd1;max-width:42rem;margin:0 auto 2rem}.mca-reimb__cta-row{display:flex;flex-wrap:wrap;gap:.875rem;justify-content:center}.mca-reimb__btn{display:inline-flex;align-items:center;gap:.5rem;min-height:52px;padding:0 1.75rem;border-radius:999px;font-size:1rem;font-weight:700;text-decoration:none;transition:transform .2s ease,box-shadow .2s ease,background .2s ease;cursor:pointer;border:none}.mca-reimb__btn--primary{background:linear-gradient(135deg,#00afc4,#35d4d0);color:#04122a;box-shadow:0 8px 24px #00afc440}.mca-reimb__btn--primary:hover{transform:translateY(-2px);box-shadow:0 12px 32px #00afc459}.mca-reimb__btn--secondary{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.25)}.mca-reimb__btn--secondary:hover{background:#ffffff14;transform:translateY(-2px)}.mca-reimb__hero-img{max-width:48rem;margin:2.5rem auto 0;padding:0 1rem;border-radius:var(--reimb-radius);overflow:hidden}.mca-reimb__hero-img img{width:100%;height:auto;border-radius:var(--reimb-radius);display:block;-o-object-fit:cover;object-fit:cover;aspect-ratio:16 / 9}.mca-reimb__section{padding-block:3.5rem}.mca-reimb__section--alt{background:var(--reimb-bg)}.mca-reimb__section-inner{max-width:48rem;margin:0 auto;padding:0 1.25rem}.mca-reimb__section-inner--wide{max-width:64rem}.mca-reimb__h2{font-size:clamp(1.6rem,2.8vw,2.2rem);font-weight:800;letter-spacing:-.025em;color:#061828;line-height:1.2;margin:0 0 1.25rem}.mca-reimb__h3{font-size:1.25rem;font-weight:700;color:#071a2f;margin:1.5rem 0 .75rem}.mca-reimb__p{font-size:1.0625rem;line-height:1.7;color:var(--reimb-text);margin:0 0 1rem}.mca-reimb__blockquote{border-left:4px solid var(--reimb-teal);padding:1rem 1.5rem;margin:1.5rem 0;background:#00afc40a;border-radius:0 .75rem .75rem 0;font-size:1.0625rem;line-height:1.7;color:#071a2f;font-weight:600}.mca-reimb__keypoints{background:#fff;border:1px solid var(--reimb-border);border-radius:var(--reimb-radius);padding:2rem 1.5rem;margin:2rem 0}.mca-reimb__keypoint{text-align:center;padding:1.25rem 0}.mca-reimb__keypoint+.mca-reimb__keypoint{border-top:1px solid var(--reimb-border)}.mca-reimb__keyfigure{font-size:clamp(2.5rem,5vw,3.5rem);font-weight:800;color:var(--reimb-teal);line-height:1;letter-spacing:-.03em}.mca-reimb__keylabel{font-size:.95rem;color:var(--reimb-text);margin-top:.5rem;font-weight:600}.mca-reimb__keydivider{text-align:center;font-size:1.5rem;color:var(--reimb-border);padding:.25rem 0}.mca-reimb__stats-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1.25rem;margin:2rem 0}.mca-reimb__stat-card{background:#fff;border:1px solid var(--reimb-border);border-radius:var(--reimb-radius);padding:2rem 1.5rem;text-align:center;transition:transform .25s ease,box-shadow .25s ease}.mca-reimb__stat-card:hover{transform:translateY(-3px);box-shadow:0 12px 32px #06182814}.mca-reimb__stat-number{font-size:clamp(2rem,4vw,2.8rem);font-weight:800;color:var(--reimb-teal);line-height:1;letter-spacing:-.03em}.mca-reimb__stat-label{font-size:.95rem;color:var(--reimb-text);margin-top:.75rem;line-height:1.5}.mca-reimb__table-wrap{overflow-x:auto;margin:1.5rem 0;-webkit-overflow-scrolling:touch}.mca-reimb__table{width:100%;border-collapse:collapse;min-width:500px}.mca-reimb__table th{background:#071a2f;color:#fff;font-size:.9rem;font-weight:700;padding:.875rem 1rem;text-align:left}.mca-reimb__table td{padding:.875rem 1rem;font-size:.95rem;border-bottom:1px solid var(--reimb-border);color:var(--reimb-text)}.mca-reimb__table tr:last-child td{border-bottom:none}.mca-reimb__table tr:nth-child(2n) td{background:#00afc405}.mca-reimb__table-strong{font-weight:700;color:#071a2f}.mca-reimb__timeline{display:flex;flex-direction:column;gap:0;margin:2rem 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solid var(--reimb-border);border-radius:var(--reimb-radius);padding:2rem 1.5rem;text-align:center}.mca-reimb__info-card-number{font-size:clamp(2rem,4vw,2.8rem);font-weight:800;color:var(--reimb-teal);line-height:1}.mca-reimb__info-card-label{font-size:1rem;font-weight:700;color:#071a2f;margin-top:.75rem}.mca-reimb__am-block{display:flex;flex-direction:column;align-items:center;gap:0;background:#fff;border:1px solid var(--reimb-border);border-radius:var(--reimb-radius);padding:2rem;margin:2rem 0;max-width:28rem;margin-inline:auto}.mca-reimb__am-logo{max-width:180px;height:auto;margin-bottom:1.5rem}.mca-reimb__am-step{text-align:center;padding:.75rem 0}.mca-reimb__am-step-label{font-size:.9rem;color:var(--reimb-text);font-weight:600}.mca-reimb__am-step-value{font-size:1.75rem;font-weight:800;color:#071a2f;margin-top:.25rem}.mca-reimb__am-arrow{font-size:1.5rem;color:var(--reimb-border);padding:.25rem 0}.mca-reimb__am-final{font-size:2.25rem;font-weight:800;color:var(--reimb-teal);margin-top:.5rem}.mca-reimb__sim{background:#fff;border:1px solid var(--reimb-border);border-radius:1.5rem;padding:2rem 1.5rem;margin:2rem 0;box-shadow:0 4px 24px #0618280f}@media (min-width: 640px){.mca-reimb__sim{padding:2.5rem}}.mca-reimb__sim-title{font-size:1.5rem;font-weight:800;color:#071a2f;margin:0 0 .5rem}.mca-reimb__sim-desc{font-size:1rem;color:var(--reimb-text);margin:0 0 2rem}.mca-reimb__sim-step{margin-bottom:1.75rem}.mca-reimb__sim-step-num{display:inline-flex;align-items:center;justify-content:center;width:1.75rem;height:1.75rem;border-radius:50%;background:var(--reimb-teal);color:#fff;font-size:.85rem;font-weight:800;margin-right:.625rem}.mca-reimb__sim-step-label{font-size:1.1rem;font-weight:700;color:#071a2f;display:inline}.mca-reimb__sim-options{display:flex;flex-wrap:wrap;gap:.75rem;margin-top:1rem}.mca-reimb__sim-option{display:flex;align-items:center;gap:.5rem;min-height:52px;padding:0 1.25rem;border-radius:999px;border:2px solid var(--reimb-border);background:#fff;font-size:1rem;font-weight:600;color:#071a2f;cursor:pointer;transition:border-color .2s ease,background .2s ease}.mca-reimb__sim-option:hover{border-color:var(--reimb-teal);background:#00afc40a}.mca-reimb__sim-option--active{border-color:var(--reimb-teal);background:#00afc41a;color:var(--reimb-teal)}.mca-reimb__sim-input{width:100%;max-width:20rem;min-height:52px;padding:0 1rem;border-radius:.75rem;border:2px solid var(--reimb-border);font-size:1.125rem;font-weight:700;color:#071a2f;background:#fff;margin-top:.75rem}.mca-reimb__sim-input:focus{outline:none;border-color:var(--reimb-teal)}.mca-reimb__sim-hint{font-size:.875rem;color:var(--reimb-text);margin-top:.5rem;line-height:1.5}.mca-reimb__sim-alert{display:flex;align-items:center;gap:.5rem;padding:.75rem 1rem;border-radius:.75rem;background:#f59e0b14;border:1px solid rgba(245,158,11,.25);color:#92400e;font-size:.9rem;font-weight:600;margin-top:.75rem}.mca-reimb__sim-tooltip{display:inline-block;margin-left:.375rem;font-size:1rem;vertical-align:middle}.mca-reimb__sim-tooltip summary{display:inline-grid;place-items:center;width:44px;min-height:44px;border:1px solid var(--mca-control-border);border-radius:var(--mca-radius-pill);background:var(--mca-ice);color:var(--mca-text);cursor:pointer;list-style:none}.mca-reimb__sim-tooltip summary::-webkit-details-marker{display:none}.mca-reimb__sim-tooltip-text{display:block;max-width:45ch;margin-block:.75rem;padding:1rem;border-radius:var(--mca-radius-control);background:var(--mca-ice);color:var(--mca-text);font-size:var(--mca-body);font-weight:400;line-height:1.7}.mca-reimb__sim-result{background:linear-gradient(135deg,#f8fbfc,#ecfeff);border:2px solid rgba(0,175,196,.2);border-radius:1.25rem;padding:2rem 1.5rem;margin-top:1.5rem}.mca-reimb__sim-result-row{display:flex;justify-content:space-between;align-items:center;padding:.75rem 0;border-bottom:1px solid rgba(0,175,196,.1)}.mca-reimb__sim-result-row:last-of-type{border-bottom:none}.mca-reimb__sim-result-label{font-size:1rem;font-weight:600;color:var(--reimb-text)}.mca-reimb__sim-result-value{font-size:1.125rem;font-weight:700;color:#071a2f}.mca-reimb__sim-result-final{margin-top:1rem;padding-top:1.25rem;border-top:2px solid var(--reimb-teal);text-align:center}.mca-reimb__sim-result-final-label{font-size:1rem;font-weight:700;color:var(--reimb-text)}.mca-reimb__sim-result-final-value{font-size:clamp(2.5rem,5vw,3.5rem);font-weight:800;color:var(--reimb-teal);line-height:1;margin-top:.5rem}.mca-reimb__sim-disclaimer{font-size:.85rem;color:var(--reimb-text);line-height:1.5;margin-top:1.25rem;text-align:center}.mca-reimb__faq-item{border:1px solid var(--reimb-border);border-radius:.875rem;margin-bottom:.75rem;overflow:hidden;background:#fff}.mca-reimb__faq-question{display:flex;align-items:center;justify-content:space-between;width:100%;min-height:56px;padding:1rem 1.25rem;background:none;border:none;text-align:left;font-size:1.0625rem;font-weight:700;color:#071a2f;cursor:pointer;transition:background .2s ease}.mca-reimb__faq-question:hover{background:#00afc408}.mca-reimb__faq-icon{flex-shrink:0;transition:transform .3s ease;color:var(--reimb-teal)}.mca-reimb__faq-item--open .mca-reimb__faq-icon{transform:rotate(180deg)}.mca-reimb__faq-answer{max-height:0;overflow:hidden;transition:max-height .35s ease}.mca-reimb__faq-answer-inner{padding:0 1.25rem 1.25rem;font-size:1rem;line-height:1.7;color:var(--reimb-text)}.mca-reimb__sources{display:grid;gap:.75rem;margin:1.5rem 0}.mca-reimb__source{display:flex;align-items:flex-start;gap:.75rem;padding:1rem 1.25rem;background:#fff;border:1px solid var(--reimb-border);border-radius:.75rem;text-decoration:none;color:#071a2f;transition:border-color .2s ease,background .2s ease}.mca-reimb__source:hover{border-color:var(--reimb-teal);background:#00afc405}.mca-reimb__source-label{font-weight:700;font-size:.95rem;color:#071a2f;flex-shrink:0}.mca-reimb__source-url{font-size:.85rem;color:var(--reimb-teal);word-break:break-all;margin-top:.25rem}.mca-reimb__cta-final{background:linear-gradient(135deg,#04122a,#071a2f);border-radius:1.5rem;padding:3rem 2rem;text-align:center;margin:3rem 0}.mca-reimb__cta-final h2{color:#fff;font-size:clamp(1.5rem,3vw,2rem);font-weight:800;margin:0 0 1rem}.mca-reimb__cta-final p{color:#fffc;font-size:1.0625rem;line-height:1.6;max-width:36rem;margin:0 auto 2rem}.mca-reimb__note{font-size:.875rem;color:var(--reimb-text);font-style:italic;margin-top:.75rem;line-height:1.5}.mca-reimb__list{list-style:none;padding:0;margin:1rem 0}.mca-reimb__list li{position:relative;padding-left:1.75rem;margin-bottom:.625rem;font-size:1.0625rem;line-height:1.6;color:var(--reimb-text)}.mca-reimb__list li:before{content:"";position:absolute;left:0;top:.6rem;width:.5rem;height:.5rem;border-radius:50%;background:var(--reimb-teal)}.mca-reimb__compare-box{background:#00afc40a;border:1px solid rgba(0,175,196,.15);border-radius:var(--reimb-radius);padding:1.75rem 1.5rem;margin:1.5rem 0}.mca-reimb__compare-box h3{margin-top:0}.mca-reimb__meta{display:flex;flex-wrap:wrap;gap:1.5rem;font-size:.85rem;color:#ffffff8c;justify-content:center;margin-top:1.5rem}.mca-reimb__flow{text-align:center;margin:1.5rem 0;font-size:1.0625rem;color:var(--reimb-text);line-height:2}.mca-reimb__flow-step{font-weight:700;color:#071a2f}.mca-reimb__flow-arrow{display:block;color:var(--reimb-border);font-size:1.25rem}@media (prefers-reduced-motion: reduce){.mca-reimb *{transition:none!important;animation:none!important}}.mca-reimb__hero{background:var(--mca-pearl);padding-top:calc(var(--mca-header-height) + 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var(--mca-teal)}.mca-reimb__sim-result{background:var(--mca-ice);border-color:var(--mca-teal)}.mca-reimb__sim-result-row{gap:1rem;flex-wrap:wrap}.mca-reimb__sim-result-value,.mca-reimb__sim-result-final-value{font-variant-numeric:tabular-nums}.mca-reimb__source>div{min-width:0}.mca-reimb__source-label{overflow-wrap:anywhere;flex-shrink:1}.mca-reimb__source-url{text-decoration:underline;text-underline-offset:.2em}.mca-reimb :is(p,li) a{text-decoration:underline;text-underline-offset:.2em}.mca-reimb__cards-3{grid-template-columns:repeat(3,minmax(0,1fr))}.mca-reimb__faq-item[open] .mca-reimb__faq-icon{transform:rotate(180deg)}.mca-reimb__faq-answer{max-height:none;overflow:visible}.mca-reimb__faq-question{gap:1rem;list-style:none}.mca-reimb__faq-question::-webkit-details-marker{display:none}@media (max-width: 639px){.mca-reimb__cards-3{grid-template-columns:minmax(0,1fr)}.mca-reimb__sim{padding:1.25rem}.mca-reimb__sim-option{padding:.75rem 1rem;height:auto;text-align:left}.mca-reimb__source{padding:1rem}.mca-reimb__table-wrap{max-width:100%}}